Credit Card Call Joke In English

Call from a bank….

“Hello Mrs Khanna Mam”.
We are offering you credit card with best deals!!!.
1. No annual charges
2. No interest on balance for three months
3. Big credit limit
4. No penalties for over spending.

Smart reply by the lady..
” No thanks “.
I have a husband…
1. With lifetime zero fee
2. No spending limit
3. No penalties and most importantly
4. No repayment forever.

Line cut without a word!!